Ink Cash (sm) Business Card Review

The Ink Cash(sm) Business Card from Chase helps business owners earn points for all of their business purchases which can later be redeemed for gift certificates or cash back. The card features no annual fee and a large variety of valuable business tools that help you manage and control business expenses.

You have no limits to the amount of cash back you can earn, and all business purchases get 3% cash back. Other eligible purchases will earn you an unlimited 1% cash back. You can redeem your points once you reach 5,000 ($50 check); or turn points in for gift certificates and gift cards at popular retailers.

Like most Chase credit cards, Ink Cash(sm) Business card with the Visa logo entitles you to the Blueprint(sm) for payment flexibility. You can choose whether to pay your full balance each month, split the payment among higher cost items or to create a finish date for paying off a balance so that your payments are calculated based on that time frame.

Business Tools

Chase understands the needs of a business owner. You can monitor the activity on your account 24 hours a day, 7 days a week either by phone or the internet. If you want your employees to have additional credit cards you can issue cards in key employees' names and your account will earn cash back on purchases made across all cards on your account. You can set specific spending limits for each employee card and view individual reports based on each employee. Additionally, you can track expenses and prepare for tax time easier with itemized monthly statements and quarterly management tools.

Travel and Purchase Protection

Chase Ink Cash(sm) Business card offers travel accident insurance coverage up to $100,000 for accidental death or dismemberment insurance on common-carriers (plane, train, bus, ship). The card includes roadside service for towing and locksmith services within the United States and Canada. If you rent a car with your Ink Cash(sm)Business card, you are automatically provided with auto rental collision damage waiver to cover you for collision or theft up to the actual cash value of most rental cars.

When you purchase an item with your Chase card, you receive 90 days purchase protection which will replace, repair or reimburse you the cost of the item for covered reasons. You have automatic extended warranty protection up to an additional year on original manufacturer's warranties

Chase Ink (sm) Bold with Ultimate Rewards (sm)
Business owners looking for a credit card with the most value in travel and security protection should consider the Chase Ink Bold(sm) with Ultimate Rewards(sm). For a reasonable annual fee of $95, Chase Ink Bold(sm) offers flexible spending that adjusts to your business needs and automatic enrollment in the exclusive Ultimate Rewards(sm) program through Chase. Additional services included with your Ink Bold card include on call, dedicated advisors ready to assist you – you'll never have to deal with annoying automated systems and complicated phone menus to find someone to talk to!

The Chase Ink Bold(sm) with Ultimate Rewards(sm) card with Visa logo requires that you pay your balance in full each month – which means you don't pay finance charges on your purchases.

Business Tools

You can monitor your account activity whenever you want via phone or internet. If you have questions and need assistance, you will have a direct call with a card specialist.

You can get additional cards on your account for your key employees at no additional cost and you will earn rewards points on all purchases made from any of your business account cards. If you're concerned about giving employees access to credit, you can set spending limits per individual card, and even identify the type of charges each card is allowed to make.

Tax time will be easier when you use a Chase Ink Bold(sm) with Ultimate Rewards(sm) card because expenses and potential tax deductions are itemized on a monthly and quarterly statement for you and your accountant.

Ultimate Rewards(sm)

The greatest value of this credit card is the ability to earn high class rewards. You can redeem your points for airline tickets to any destination and with no blackout dates or class restrictions. You can fly for fewer points which means your rewards go further. Additionally, you can transfer your points at full value to many of the leading frequent flyer programs, as well as hotel loyalty programs

Points can be redeemed for gift cards, certificates, merchants or cash back. As a business owner, you might consider using your rewards points to create employee incentives and gifts at no additional cost to your business

You can book travel online through the Ultimate Rewards(sm) program from airport parking, tickets, hotel, rental car and even dining reservations.

There are no limits to how many points you can earn, and the points you've earned don't expire. Every one dollar in purchases will earn you one point. When you shop online at more than 300 retailers, you get an extra ten bonus points per dollar through the Ultimate Rewards Mall; and you can earn two points per dollar on airfare through the online Travel Booking Tool.

Your card entitles you to Visa Signature Concierge service, trip cancellation insurance reimbursement, trip delay coverage, lost luggage reimbursement, baggage delay refund, and emergency service assistance. In addition, you're covered up to $500,000 for accidental death or dismemberment insurance through the travel accident insurance coverage, and roadside assistance for towing and locksmith services within the United States and Canada.

Source : http://www.creditorweb.com


Anonymous said...

Great post! I wish you could follow up on this topic!


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